If this site describes you, we dedicate this site to those of you in the medical community who do so much for the rest of us. Our goal is to make you aware of something that could prove very valuable to you in the coming years.

Additional wealth is unlocked when an enterprise uses a CapAlt Risk Solution^TM or CRS. It allows you to recover tax deductible insurance premium dollars spent on business related insurance coverages. If there are few or no claims made in any given insurance calendar year, whomever owns the business effectively gets a refund.

CRS is a sophisticated and legally sound financial strategy designed for successful, privately owned business owners across 13 industry categories of which medicine is one. It will dramatically increase private net worth, to be used in future years for whatever the enterprise owners decide is in their best interest.

We identify two types of proactive small business owners: (1) those unaware that a CapAlt Risk Solution exists, and (2) those already enjoying its’ benefits.

Those in the second group are now increasing their financial well-being. If you want to learn how this works, please keep reading. Your alternative is to continue what you’re doing now, realizing there is virtually no chance of ever recovering any annual business risk insurance premiums paid to traditional insurance companies.

The concept behind a CapAlt Risk Solution has evolved over the past 70 years and is now employed by virtually all Fortune 1000 companies. Today, a CRS is realistic for any relatively small for-profit enterprise generating annual revenues of $2 million or more. Does this describe your enterprise?

Here are some of the benefits of using a CapAlt Risk Solution:

• At the end of every insurance year, and all claims are satisfied, premium dollars left over become a protected asset of the enterprise owner(s).
• CRS participants can reasonably expect a Return on Investment, or ROI, in excess of 20% annually on invested capital, net of fees.
• Flexible “ownership” of the surplus has potential estate planning options and potential tax benefits. This is magnified whenever a CRS participant faces both state and federal income taxes.
• Accumulating values, or surplus, can grow and be accessed at the owner’s discretion as protected assets and equity, sometimes under favorable tax circumstances such as a ROTH IRA.
• CRS participation empowers business owners to retire with enhanced financial security if that’s a desired outcome.

This website has been created by Craig Benson, JD, MBA, and Tony Kendzior, CLU, ChFC. We invite you to visit our other website, https://capaltrisksolutions.com/ created to help all successful privately owned enterprises, not just those of you in the medical profession.

We also invite you to download a free copy of our introductory eBook about this idea. It;s titled “CapAlt Risk Solutions ~ A Short Introduction”. We have two additional books which are detailed explanations of the idea, intended for both business owners and members of their advisory team.